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Business owners

Taking money out of your business tax-efficiently, planning a sale, and protecting what you've built. We help owners plan the business and their own finances together, rather than one at a time.

Find out if we can help youCall 01624 xxxxxxx
A boatbuilder in her workshop

Questions we help you answer

Most owners are too busy running the business to plan around it. That's where we come in.

How should I pay myself? Salary, dividends and pension contributions all work differently. We'll show you how they fit together for you.
When should I start planning a sale? Usually earlier than people think. A few years' notice gives you far more options.
What happens if I can't work? We look at how the business and your family would cope, and what cover makes sense.
What about my own retirement? For many owners the business is the pension. We help you build something alongside it, so you're not relying on a single sale.

What you'll come away with

One joined-up pictureYour business and personal finances planned together, not in separate boxes.
A plan for the exitWhether it's a sale, a handover or a gradual step back, with time to prepare.
Fewer surprisesRegular reviews as the business grows and the rules change.
Chris T.
Rachel helped me plan the sale of my business two years before it happened. I'm very glad we started early.
Chris T.Sold his business, Ramsey

Find out if we can help you

Answer a few quick questions and Rachel will call you back within one working day. Your first conversation is always free.

Rachel GrantPartner, Chartered Financial Planner
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Recommended reading

Selling your business: the planning to do before you talk to buyers Rachel Grant · 5 minute read Read the guide →
harbour row 44 Example Street
Douglas, Isle of Man IM1 1XX
Get in touch 01624 xxxxxxx xxxxx@xxxxxxxxx.xx Monday to Friday, 9am-5pm

Harbour Row Wealth Limited is licensed by the Isle of Man Financial Services Authority. Licence number xxxxxxx. Registered in the Isle of Man, company number xxxxxxx. Registered office: 44 Example Street, Douglas.

The value of investments can go down as well as up, and you may get back less than you put in.

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