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Retirement planning

Getting ready to stop work, and making sure your savings last as long as you do. We'll help you work out when you can retire, and how to turn what you've saved into an income you can rely on.

Find out if we can help youCall 01624 xxxxxxx
A woman with a cup of tea looking out at the sea

Questions we help you answer

Most people come to us with one of these. Many have all four.

When can I afford to stop work? We look at what you'll spend, what you'll have coming in and what you've saved, then show you the options side by side.
How do I turn my pensions into an income? There's usually more than one way to draw on pensions and savings. We'll explain each one in plain English, including the tax.
Will my money last? We plan for a long retirement, then check the plan with you every year so it keeps up with your life.
What about later life and care? Nobody likes to think about it, but a little planning now protects your choices, and your family, later.

What you'll come away with

A clear pictureEverything you have in one place, with a realistic view of when you can retire.
A written planYour options set out in writing, with our recommendation and exactly what it will cost.
Someone in your cornerA yearly review, and a phone number to call whenever something changes.
Margaret and Alan on a garden bench
They explained everything in a way we actually understood, and never once made us feel rushed.
Margaret and AlanRetired, Douglas

Find out if we can help you

Answer a few quick questions and Rachel will call you back within one working day. Your first conversation is always free.

Rachel GrantPartner, Chartered Financial Planner
When would you like to stop work?
Roughly how many pensions do you have?
Are you planning with a partner?
Your details
How should we contact you?

Recommended reading

Retiring on the Island: what to sort out in the five years before you stop work Rachel Grant · 6 minute read Read the guide →
harbour row 44 Example Street
Douglas, Isle of Man IM1 1XX
Get in touch 01624 xxxxxxx xxxxx@xxxxxxxxx.xx Monday to Friday, 9am-5pm

Harbour Row Wealth Limited is licensed by the Isle of Man Financial Services Authority. Licence number xxxxxxx. Registered in the Isle of Man, company number xxxxxxx. Registered office: 44 Example Street, Douglas.

The value of investments can go down as well as up, and you may get back less than you put in.

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